Student Health Insurance
Each student attending our traditional program at University Campus full time (12 or more credit hours) is required to carry health insurance. This policy applies to commuter students that are registered full time, as well. as graduate students that are registered full time and living on campus.
Automatic Enrollment
To assist students in following this policy, the university automatically enrolls students in the university-endorsed health insurance plan and bills their student accounts. Coverage is through UnitedHealthcare. The premium for the insurance policy for students who are enrolled in the 2025-2026 academic year is $1,845. The coverage period extends from August 1, 2025 to July 31, 2026.
View 2025-2026 University-Endorsed Policy Details
Already Have Your Own Insurance?
Students with their own insurance through a group or individual plan may waive the coverage and avoid the fee. To waive the insurance, students should complete the online waiver process. Insurance waivers can only be submitted online. Insurance waivers for students enrolling in Fall 2025 must be completed by September 15, 2025.
*Online waiver will open on or after 07/08/2025
Note: International students may not waive this coverage unless they have coverage with a U.S. provider.
Important Dates
WAIVER OPENS: The online waiver process will be available for students through September 15, 2025 (Fall 2025). The Spring 2026 online waiver process will be available for new students through February 3, 2026. PLEASE NOTE: Students will not have access to the waiver process until they have been registered full time. Students will receive an email when they are able to complete the waiver process.
- You will need your Saint Leo 7 digit student ID number to verify your access to the waiver site.
- You will be asked to provide detailed information about your current coverage (Insurance Company Name, Policy Number, Claims Address, Primary Subscriber/Policyholder’s Name).
- You will be asked to upload a picture of your health insurance ID card. Waivers submitted without a current ID card will be denied.
- Immediately upon completion of the waiver you will receive a confirmation of approval or denial email. Please retain this email for your records.
DEADLINE FOR SUBMISSION: The deadline to submit completed waivers is September 15, 2025 (Fall 2025). The Spring 2026 deadline to submit completed waivers is February 3, 2026.
*Online waiver will open on or after 07/08/2025